CRUISE PROTECTION PROGRAM
    To help ensure that you have the peace of mind, we recommend you 
    consider our Cruise Protection Program, which was designed especially for 
    the guests of Crystal Cruises. This program provides the wide range of 
    travel insurance protection and assistance services demanded by 
    discriminating travelers, at very competitive rates. 
    
    The Cruise Protection Program not only provides reimbursement for penalties 
    that may be assessed due to cancellations for covered reasons, but also 
    provides medical expense reimbursement for accidents overseas when Medicare 
    and many private insurance policies do not. And, if your claim is denied due 
    to pre-existing medical conditions, Crystal Cruises exclusively offers its 
    Cruise Protection Plan participants a unique "Rollover Provision" that 
    allows you to transfer your cruise payment to a future cruise.
    
    INSURANCE BENEFITS*
    
    TRIP CANCELLATION AND INTERRUPTION PROTECTION
    Coverage for nonrefundable cancellation or interruption charges due to 
    medical conditions of guests, their immediate family members or traveling 
    companions. Insurance will pay benefits up to $50,000 for covered expenses. 
    Trip costs in excess of $50,000 may be applied to a future Crystal cruise 
    commencing within 12 months from the date of cancellation.
    
    CRYSTAL ROLLOVER PROVISION FOR PRE-EXISTING CONDITIONS
    Guests who need to cancel their cruise because of a pre-existing medical 
    condition and are denied a cash refund from BerkelyCare for that reason will 
    be able to apply their penalized cruise fare to another Crystal cruise 
    commencing within 12 months of the date of cancellation.
    
    $1,000 TRAVEL DELAY 
    Coverage for additional accommodations and reasonable travel expenses for 
    any delay of more than 12 hours.
    
    $2,500 BAGGAGE PROTECTION
    Coverage in the event of covered loss, theft, or damage during the entire 
    duration of your vacation. There is also a $500 Baggage Delay coverage which 
    reimburses you when your bags are delayed for more than 24 hours.
    
    $1,000 TRAVEL DELAY 
    Coverage for additional accommodations and travel expenses and any unused 
    cruise days for any delay of more than 12 hours.
    
    $10,000 MEDICAL PROTECTION
    Reimbursement for covered accidents or sickness, and medical expenses while 
    on the cruise.
    
    $25,000 EMERGENCY EVACUATION
    This coverage applies to the reasonable cost of transfer to the nearest 
    medical facility qualified to treat a covered emergency.
    
    WORLDWIDE ASSISTANCE SERVICES
    Worldwide emergency assistance, including facilitation of cash transfers; 
    lost documents assistance; medical consulting and monitoring; legal, dental, 
    and medical referrals to overseas doctors or hospitals; and emergency 
    medical payment assistance. These services are provided by American 
    International Assistance Services, Inc. (AIAS).
    
    HOW TO ENROLL
    For your convenience, the cost of the program, which is based on your total 
    trip price, will be automatically included in the final balance due on 
    Crystal Cruises’ invoice to your agent. Payment for this program cannot be 
    accepted after final trip payment or commencement of the penalty period.
    
    To obtain the Crystal Cruise Protection Program, simply ask your Travel 
    Agent to provide you with the Description of Coverage. The premium will be 
    shown on your deposit receipt. Please ask your Travel Agent to confirm that 
    your booking is correctly noted by our Reservations Department. Should you 
    decide to purchase the coverage, simply pay the premium with your final 
    payment. The trip cancellation provisions take effect upon receipt of the 
    Crystal Cruise Protection Plan payment. All other provisions take effect 
    upon departure.
    
    If you have any questions, or would like an additional copy of the 
    Description of Coverage, please call the insurance administrator, 
    BerkelyCare, Ltd. at (800) 521-4591 and they will be happy to assist you.
    
    *The policy provides limited benefits, health insurance only. It does NOT 
    provide basic hospital, basic medical, or major medical insurance, as 
    defined by the New York State Insurance Department. This insurance is 
    underwritten by the National Union Fire Insurance Company of Pittsburgh, PA, 
    Policy No. 1257-9500185. See the Description of Coverage for the terms, 
    conditions, exclusions and limits of the policy. The trip cancellation 
    provisions take effect upon receipt by Crystal Cruises of insurance payment; 
    all other provisions take effect upon trip departure. This insurance is 
    provided in excess of other valid and collectible insurance or indemnity, 
    and shall apply only after such other benefits have been paid. The Cruise 
    Protection Program is available to U. S. and Canadian residents only.
    AIR TRANSPORTATION
    When making your own air arrangements, we recommend allowing a minimum 
    of four hours between your flight arrival time and the ship’s embarkation 
    time. The specific pier information and embarkation time is stated on your 
    Cruise Ticket. Port authorities sometimes change the location of the pier or 
    berth number, so be sure that you actually see your ship when you arrive at 
    the port/pier. When disembarking at the end of your cruise, do not plan to 
    leave the ship for at least two hours after you arrive at your final 
    destination. Customs and Immigration must conduct various inspections that 
    can take up to two hours before guests are allowed to disembark. Transfers, 
    porterage and luggage handling are included in our all-inclusive Crystal 
    Air/Sea Program. If you choose to arrange for air travel independently, you 
    may purchase embarkation and disembarkation transfers from Crystal Cruises. 
    Flight schedules sometimes do change. We strongly suggest that you reconfirm 
    all flight times with the airline 72 hours prior to departure. Seating 
    assignments, special meal requests, or other flight-related inquiries should 
    be made directly with the airline or through your travel agent.
    
    BOARDING THE SHIP
    At embarkation ports, the ship will be available for guest boarding at 
    approximately 3:00 pm. The exact sailing times are specified on your Cruise 
    Ticket. Please note that guests will not be able to board earlier than the 
    time stated. Keep in mind that you must be on the ship at least one hour 
    prior to sailing. Once you are on board, our Six-Star crew will welcome you, 
    assist you with your hand luggage and show you to your stateroom. Your 
    luggage will be delivered to your stateroom.
    CLOTHING SUGGESTIONS
    Throughout the day, our guests wear a casual mix of active resort wear. 
    Dining room attire is casual during the day; however, swimsuits are not 
    appropriate. If you do not wish to change for a meal in the afternoon, 
    alfresco dining on deck is available. For days in port, be sure to bring 
    comfortable walking shoes. Check with your Travel Agent for special items 
    you might want to pack for your destination and the time of year you are 
    traveling. Each evening on a Crystal cruise has a specific dress code, which 
    applies to all public areas of the ship after 6:00 pm. Guests find that the 
    occasional formal evenings create a special atmosphere in contrast to the 
    other more informal evenings on board. The three codes of attire are: 
    casual, informal and formal. Typically, 10- to 14-day cruises have three 
    formal nights. The number of informal nights is based on the number of days 
    at sea, and casual nights are based on days in port. 
 · Formal Evening Attire We recommend evening dresses and gowns of 
    fashionable length for ladies, and a tuxedo, dinner jacket or dark suit for 
    gentlemen. 
 · Informal Evening Attire Informal attire is appropriate for most evenings 
    on board. For ladies, evening dresses, cocktail dresses or pantsuits are 
    suitable. For gentlemen, we suggest a sport coat and slacks; ties are 
    optional. 
 · Casual Evening Attire On casual evenings, a more relaxed attire is 
    accepted such as casual dresses and pantsuits for ladies, and sport shirt 
    and slacks for gentlemen. Ties and jackets are not required. Two special 
    themed evenings are held each cruise. Guests may wish to bring special 
    attire or costumes for our "Rock Around the Clock"/Sock Hop, '50s Night, and 
    our Medieval extravaganza "An Evening in Camelot."
    
    * Special Note:  All check-in luggage is collected outside your 
    stateroom door on the last night of your cruise in order to be cleared 
    through Customs before disembarkation. Please do not pack critical travel 
    documents such as passports, wallets and air tickets in your check-in 
    luggage. You may wish to pack a small overnight bag to keep your personal 
    items and identification with you for the morning.
    CRUISE TICKET
    After full cruise payment and 30 days prior to departure, guests will 
    receive their ticket wallet which contains all cruise documents: cruise 
    ticket complete with the day-to-day itinerary, a book of optional shore 
    excursions, air ticket and hotel confirmations (if purchased through Crystal 
    Cruises), luggage tags and other necessary information. Be sure to complete 
    and attach your luggage tags to your bags so they can be easily identified 
    upon arrival.
    INOCULATIONS
    Requirements for inoculations often change. Crystal Cruises will inform 
    you of the health requirements; however, it is your responsibility to have 
    all required vaccinations with a signed International Certificate of 
    Vaccination. We recommend that you contact your personal physician with any 
    health concerns. Failure to comply can result in refUSAl of passage by 
    international Customs and Immigration authorities.
    PASSPORTS/VISAS
    Guests must take full responsibility for securing the required travel 
    documents at least one month prior to departure. Failure to comply may 
    result in refUSAl of passage by Customs and Immigration Authorities. 
    
    U.S. Citizens: A passport or proof of U.S. citizenship is required 
    for cruises beginning or ending in the United States. All U.S. citizens that 
    travel abroad are required to carry a valid passport. Please note that some 
    countries require passports to be valid for at least six months after the 
    completion of your trip. Visa requirements vary from country to country. 
    Crystal Cruises will inform U.S. citizens of specific visa requirements. 
    Visa information may also be obtained through the local embassy or consulate 
    of the country you will be visiting. It is your responsibility to obtain all 
    necessary visas. 
    International Citizens: International guests should contact their 
    Travel Agent for details on passport and visa requirements. Please note that 
    failure to comply with requirements may result in refUSAl of passage by the 
    Customs and Immigration authorities.
    SPECIAL DIETARY REQUESTS
    If you require a special diet or if you need special food items 
    available on board during your cruise, please notify Crystal Cruises at 
    least one month prior to sailing to allow us ample time to accommodate your 
    needs. Please submit your dietary requests in writing to our On Board Guest 
    Services Department no later than one month prior to your cruise, and 
    confirm your arrangements with the Food & Beverage staff on the day of 
    embarkation.
    VALUABLES
    While in transit to and from the ship, personal items and valuables such 
    as jewelry, medication, tickets, passports and visas should be packed with 
    your hand luggage and kept with you at all times. Once on board, each 
    stateroom and penthouse is equipped with a personal safe. Because each guest 
    must assume full responsibility for items kept in his or her stateroom, we 
    recommend that items of special value be placed in the complimentary 
    safe-deposit boxes located at the Front Desk.
    VISITOR'S PASSES
    Visitor’s Passes are available on a limited basis, and two are allowed 
    per stateroom on all turnaround ports, including Ft. Lauderdale, Los 
    Angeles, New Orleans and San Francisco. All requests must be received in 
    writing by the Crystal Cruises’ Marine Operations Department no later than 
    three weeks prior to sailing. Requests are subject to the ship’s security 
    clearance and may be withheld for any reason at any time.
    CRUISE INFORMATION
    
    
    
    CRUISE FARES
    Your cruise fare includes port charges and all normal shipboard services and 
    facilities. The cruise fare does not include airfare, transfers, shore 
    excursions, sightseeing or meals ashore, taxes, gratuities, liquor, wines, 
    soft drinks, mineral and bottled water, laundry or valet service, or any 
    items of service of a personal nature such as massage, spa services and 
    hairstyling.
    DEPOSITS, PAYMENTS & REFUNDS
    Reservations must be accompanied by a deposit. A deposit of 20% per guest is 
    required for all penthouse accommodations (PH-CP). A deposit of 10% per 
    guest is required for all other staterooms (G/E-A). World Cruise 2002 
    Voyages of 41 days or more: 20% deposit (E-CP); 40 days or less: 20% deposit 
    (PH-CP); 10% (E-A). Staterooms are subject to cancellation if deposits are 
    not received within the specified option period. The balance of the cruise 
    fare must be received by Crystal Cruises no later than 75 days before 
    sailing. All reservations are subject to cancellation if payments are not 
    received by the due date. Reservations made within 75 days of sailing 
    require full payment, due three days after the reservation is made.
    CHILDREN/THIRD BERTH
    Children occupying a double stateroom as a second guest will be charged full 
    published fare regardless of age. Children 11 and under traveling as a third 
    guest will be charged 50% of the minimum fare. Children must be accompanied 
    by an adult and, if that adult is not a parent or legal guardian, notarized 
    written permission of the parent or guardian is required. 
    
    A third person (age 12 or older), may travel in a double occupancy stateroom 
    (subject to availability) at the minimum fare for that cruise.
    DUTY-FREE ALLOWANCE
    All luggage is subject to inspection by U.S. Customs upon return to the 
    United States. Guests originating or terminating their cruise in a foreign 
    port will also be subject to inspection by U.S. Customs officials. U.S. 
    residents are allowed a duty-free exemption of $400 U.S. per person; those 
    over the age of 21 may include one liter of liquor and one carton of 
    cigarettes. U.S. residents returning from the U.S. Virgin Islands are 
    permitted $800 U.S. in foreign purchases duty-free, provided the liquor plus 
    $300 U.S. in merchandise are purchased in the U.S. Virgin Islands. Non-U.S. 
    citizens are allowed $200 U.S. of duty-free merchandise, including up to 40 
    oz. of liquor and 200 cigarettes each calendar year. Additional information 
    can be obtained at any local U.S. Customs office. 
    
    SINGLE TRAVELERS
    Single occupancy of double staterooms is available on a limited basis, 
    subject to availability at the time of reservation. Single guests will pay 
    125% (130% for World Cruise 2002 Voyages) of categories C through G; 135% 
    (140% for World Cruise 2002 Voyages) of categories A and B; 150% of category 
    PH and 200% of categories CP and PS. Single fares are capacity-controlled 
    and may be withdrawn at any time. Please note that these percentages may 
    vary for "Value Collection" fares. 
    
    SAFETY & SECURITY
    Our ships have been designed with your complete safety in mind, equipped 
    with modern stabilizers and built to the world’s highest standards of 
    shipbuilding quality. Our ships comply with all safety codes and pass annual 
    testing inspections with the highest marks. 
    
    When in port during a cruise, our unique computerized security system will 
    use a swipe of your stateroom key card to identify you and inform us when 
    you leave the ship and when you return. All personal items are scanned by an 
    x-ray machine.